Dental Care Plans: Dental And Health Care: You Never Know When Something Might Happen

If your company offers dental and health care and you’ve considered opting out of it, think again. Sure, it’d be nice to have the extra money that would be taken out to pay for your dental and health insurance, but the moment something happens, you’re going to kick yourself for not having the foresight to get some kind of dental and health care plan.

When You Least Expect It

Imagine this scenario: you park your car at work and are heading towards the front door as you do every morning at this time, when, suddenly, someone in more of a hurry than you are slams into you and sends you flying into a brick wall. Your head collides with the brick and one of your teeth fall out, one of the front teeth. The person didn’t mean to do it, it was a total accident but now you’ve got a concussion and one less tooth in your mouth. What are you going to do?

The above example may sound drastic but it is totally realistic. At any moment, all sorts of accidents can potentially happen. No matter how careful you are, something can happen. It’s best to be prepared by getting some dental and health care insurance. In the above situation, you’d more than likely be transported to the emergency room, either by ambulance or coworker, which right there costs a lot of money.

If you ride in the ambulance, you are looking at a bill that most people would drop their mouth open at. Once you arrive at the emergency room, you have to pay for the nurse to take your vitals and for the checkup and treatment from the doctor, not to mention any medicines they have to use or instruments they must use. By the time you get out of the hospital, (notice how we haven’t done anything with your missing front tooth yet, that’s another bill) you’re looking at a pretty hefty check. Wouldn’t it be nice to have some dental and health care insurance?

Prepare for the future. Even if they have to take a little out of your check each month, that’s a lot better than staring down a thousand dollar or more hospital bill that could potentially ruin your credit for a long time. Get some dental and health care insurance and save yourself the hassle of wondering where you’re going to come up with all that money to pay for whatever accident just happened that you could never have foreseen. As always, it’s better to be safe than sorry.